“Working with Emily fundamentally changed how our family viewed money management, and freed us from so much stress. Her clear explanation of the YNAB perspective shift to financial planning resonated immediately. Her clear overview and directions empowered us to rapidly get the tool working for us. We are complete and total YNAB converts and are so thankful to Emily for getting us there.”

- VBH

“At the risk of sounding dramatic, YNAB has changed our life. We've always had a "budget", but never a plan if expenses or unexpected spending didn't fit within that budget. Emily introduced us to the YNAB method and I'm so empowered by how much clarity we have over our finances after just a few weeks. Emily is relatable, judgement-free, clear, encouraging and so knowledgable and our conversation was the beginning of a whole new way of thinking about money. Thank you Emily!”

- M.T.